FIRST HOME BUYERS

Why not Arm Yourself with Information such as

Estimated Price range of a property?

Recent Sales History of similar Properties?

Whats currently on the Market?

Suburb
Performance

Purchasing a property will probably be the biggest financial decision first home buyers have to make. If you’re considering buying or building your first home, you may be feeling a little over whelmed as to where to start and what to do next.

The stress and the fear of unknown associated with buying your First Home and getting under the Bank’s Mortgage umbrella is what we can fully understand. Let us help you make an informed decision about your options and help us guide you through this process.

One of the biggest myths is you need a 20% deposit saved to buy a home.  For First Home Buyers there are options out there which allow you to start with a lower deposit. The NSW Government’s First Home Buyers Grant also needs to be taken into consideration.

If you’ve also looked at home loans online, you’ll have seen there are thousands on offer from different lenders – some you may have heard of and others you haven’t.

All these home loans have different interest rates and fees, repayment types and features like offset accounts and credit cards.

We understand that you don’t have time to research the hundreds of loan options, inquire with the banks, negotiate a better interest rate or navigate the complex web of bank criteria.

We do this for you. It’s our job and we love it!

We don’t charge a fee for our service as we’re paid by the bank. Our goal is to recommend the right home loan for you.

“We guarantee that we will walk through this journey with you and make the home buying process easy and enjoyable as possible.”

Some Common Questions Asked by First Home Buyers

How much can I borrow?

How much deposit will I need?

Can someone guide us through this whole process?

What are the costs associated with property purchase?

Which Loan is best for me?

Should I go fixed or variable rate?

How do I quickly pay off my loan?

When do I need to seek loan approval?

How do I find a Conveyances and when do they get involved?

When is the deposit due?